"During a recent effort to upgrade my son's coverage, there was an underwriting issue that denied his coverage. However, Tri state Insurance took it upon themselves to contact the underwriter and resolve the misunderstanding. My son was able to get the level of coverage he needs with a premium that I can enjoy... Thanks!"
Larry Williams
"I just wanted to say thanks for all your follow up and help with my life insurance policy! It was a long process, especially after the hospital records were lost and all the other little things needed follow-up. As a business owner, I appreciate the follow-through and attention to detail. Thanks."
Meghan Emmel
We believe everyone should be able to protect the ones they love and depend on. That's why we offer free quotes, answer questions, and help you find the best policy to fit your specific needs.
We know life can be unpredictable, so we take the time to understand your specific situation, then use that information to determine what type of policy would be best for you and your family. We'll even compare a few different options!
Term life insurance is the purest form of life insurance that offers comprehensive financial protection to your family members against life’s uncertainties.
Whole life insurance gives you fixed premiums and a fixed death benefit, so you won't have to worry about increased premiums as you get older. And, your loved ones will also know how much to expect when your life insurance benefit is paid out after you pass away
Your peace of mind and your family's financial security are our top priorities. Reach out to us today to take the first step towards securing a brighter future with our reliable life insurance solutions.
A: All policies are not the same. Some give coverage for your lifetime, and others cover you for a specific number of years. Some build up cash values, and others do not. Some policies combine different kinds of insurance, and others let you change from one kind of insurance to another. Some policies may offer other benefits while you are still living. There are two basic types of life insurance: term insurance and permanent insurance.
A: Your need for life insurance varies with your age and responsibilities. It is a very important part of financial planning. There are several reasons to purchase life insurance. You may need to replace income that would be lost with the death of a wage earner. You may want to make sure your dependents do not incur significant debt when you die. Life insurance may allow them to keep assets rather than sell them to pay outstanding bills or taxes.
Consumers should consider the following factors when purchasing life insurance:
Medical expenses previous to death, burial costs and estate taxes
Support while remaining family members try to secure employment
Continued monthly bills and expenses, daycare costs, college tuition, and retirement.
A: You have bought the policy and received the company's guarantee that if you die during the term of the policy, it will pay a death benefit to your beneficiary.
Let's get you on the True Road To Wealth!
tristateinsurancect@gmail.com
(203)-873-8297